Our Financial Products
Kajiado Multi-transporters Sacco Ltd offers tailored financial solutions to ensure our members' transport businesses remain competitive and sustainable. All our loan products are designed with the member's economic welfare in mind, featuring a competitive interest rate of 1% p.a..
Loan Facilities
We provide a variety of credit options to meet different operational needs:
Normal (Development) Loans: Borrow up to 3 times your total savings. These loans are granted after six months of consistent saving and are secured with a logbook or title deed.
Short-Term Loans: Designed for quick financial boosts, these are available to members who have saved for at least six months. All short-term loans must be guaranteed by a fellow Sacco member.
Tyre Loans: To keep your fleet moving, members can access tyres on credit. This facility is unique for its speed, with the amount being payable within 2 weeks.
Savings & Investment
Building a strong financial foundation is a core principle of our cooperative.
Mandatory Monthly Savings: All members contribute a minimum of Ksh 1,000 per month.
Dividends: Your savings are not just static; they earn yearly dividends based on the Sacco’s performance.
Share Capital: A non-refundable investment of Ksh 20,000 is required, granting you permanent ownership and voting rights within the Sacco.
